Free Credit Score Calculator

Use this free credit score calculator to determine an estimate of your credit score. Why is that so important? Because your credit score determines how high of an interest rate a mortgage lender will charge you.

Your credit score demonstrates your credit worthiness to a potential lender – it tells them how trustworthy you are with money and how likely it is that you will make your payments faithfully and on time.

If you have a low or bad credit score and you are trying to get a log home construction loan, you may be denied your loan, or you may have to pay more for the privilege of borrowing that money because of your low score.

For the best interest rates you need to have a high credit score. Many people say 760 or higher for the best rates. Credit scores give lenders an objective and consistent estimate of your credit risk.

Free Credit Reports

You can understand how important a good credit score is, but why is this free credit score calculator useful?

Because normally you have to pay to find out what your credit score is from the three big credit companies: TransUnion, Experian and Equifax. They determine your credit score based on your credit history according to their files.

They may have errors and mistakes so it’s in your best interest to get a copy of your credit report and that is available for free, by law, once a year from each of the three companies. You can choose to get one from each of the companies every four months and thus have a running check on your credit report.

Alternatively, you can get all three reports at the same time and compare them to see what information each one has or is missing. The wait a year and do the same thing again as an annual check on your credit report.

Get your free credit report from HERE.

Free FICO® Credit Score Calculator

This free estimator from FICO® goes a step further and provides an estimate of your credit score. Check your credit report and credit score before you begin searching for a cabin loan as log home lenders have become more conservative and cautious about lending money thanks to defaults and delinquencies.

The best thing about this free credit score estimator is that you simply answer 10 questions and don’t even need to give them your name or email address or sign up for anything.

It’s ACTUALLY FREE! And you receive your credit score immediately.

It’s also quite useful in illustrating what specific things influence your credit score and what you can do to improve your score. Try answering the questions slightly differently and you can see your credit score go up or down, depending on what you answer. If you decide to pay for your official credit score later on, I think you will find that this estimator is quite accurate.

To use the free Credit Score Calculator from FICO®, click HERE.

Tips for a Better FICO® Score

These are a few of the tips from the FICO® website to help you achieve a better FICO® credit score:

  • Always pay your bills on time
  • If you have missed payments, get current and stay current
  • Keep your balances low
  • Have credit cards, but manage them responsibly
  • Do not open cards that you don't need
  • Close unused credit cards cautiously
  • When seeking new credit do your rate shopping within a short period of time
  • Seek help from a non-profit credit counseling agency

Use this free Credit Score Calculator to determine an estimate of your credit score so you know where you stand with potential lenders and what you can work on to improve that all-important credit score.

Return from Free Credit Score Calculator to Log Home Financing page

Return from Free Credit Score Calculator page to Log Cabin Connection

Home | About Us | Contact Us | Privacy Policy | Disclaimer

FAQs | About This Site | Advertise | Site Map | Glossary | Virtual Library

©2008-2017 Log Cabin Connection
All rights reserved

Ebates Coupons and Cash Back

Cabin Fever T-shirt


Cabin Memories T-shirt


No Place Like Cabin T-shirt


No Place Like Cabin T-shirt


Cabin Life Chose Me T-shirt

advertise button 125 x 125
Advertise on
Log Cabin Connection

Financing Your Log Cabin

Learn How You Can Finance a Log Home
Log Home Construction Loans Made Easy
List of Nationwide Log Home Lenders
Other Ways to Finance a Log Home
Ways to Save Money on your Mortgage
Log Home Insurance for Peace of Mind
Mortgage Money-Saving Tips
Home Financing Primer
Understand the Mortgage Loan Process
Free Credit Score Calculator

Recent Articles

  1. REScheck: Tricks of the Trade

    REScheck is software designed to compute an energy compliance analysis that is needed for building permit applications.

    Read More

  2. Bamboo Flooring is Beautiful and Durable

    Bamboo flooring is both beautiful and durable making it an excellent choice for long-lasting and environmentally-friendly hardwood flooring for your log home.

    Read More

  3. Log Cabin Maintenance -- Issues Unique to Cabins

    Log cabin maintenance is a necessary chore but it's important to address issues unique to log homes.

    Read More